Savings Goal Calculator
When you reach the goal — and the monthly deposit that gets you there.
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Balance at end
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Gap to goal
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Monthly to hit goal in time
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Goal reached in
Balance compounds monthly; the required-deposit figure solves forward for the monthly amount needed so the target is reached exactly by the chosen year count — the two directions in one place.
How to use the Savings Goal tool
- Enter your savings goal in the fields above.
- Adjust any slider or type an exact number — the answer updates as you go.
- Copy the result and close the tab. Nothing you entered was sent anywhere.
About the Savings Goal tool
Two directions in one place: run your current plan forward to see when the goal lands, or solve in reverse for the monthly deposit that hits the target by a chosen year.
Compounding is modeled monthly, so a stated 4% annual return behaves as 4.07% effective — the same convention banks quote.
Everything runs locally in your browser: no data is uploaded, no account is needed, and it works offline once the page has loaded.
Embed this tool
Customize and copy an iframe. Linking back helps both sites.